Who we are
We help members manage and grow their money with secure, convenient, and affordable services. As a trusted Arizona institution, Desert Financial combines the community focus of a credit union with the capability of a full‑service bank. Join online, manage your Desert Financial Account from any device, and visit our branches when you need in‑person support.
- Secure Desert Financial online & mobile banking with multi‑factor authentication.
- Checking and savings accounts with digital tools, alerts, and budgeting controls.
- Credit cards, auto loans, home loans, and more — with competitive terms.
- Friendly, knowledgeable support by phone and at our Arizona locations.
Hours: Mon–Fri 9:00–17:00, Sat 9:00–13:00 · Phone: +1 (602) 433‑7000 · Address: 108 N 40th St., Phoenix, AZ 85034
Desert Financial login
Use the official Desert Financial Login to securely access balances, pay bills, transfer funds, set up alerts, control your cards, and manage your Desert Financial Account in minutes.
Go to Desert Financial Login Get the Mobile App
Looking for Desert Fiancial? You’re in the right place—the correct spelling is Desert Financial.
Accounts: Checking, Savings & Certificates
Open a Desert Financial Account online and start managing money the same day. Our accounts are designed for everyday banking with low fees and powerful digital features.
| Category | Highlights |
|---|
| Checking | Everyday spending, debit card, transfers, bill pay, alerts, and digital wallet support. |
| Savings | Competitive dividends/APY, easy transfers, goals and alerts, ATM access. |
| Certificates | Fixed terms and predictable returns; check current APY. |
Access Desert Financial online to move money, set up direct deposit, and monitor spending with real‑time notifications.
Cards & Loans
Whether you’re purchasing a car, a home, or consolidating debt, Desert Financial offers lending options with clear, competitive terms.
- Credit cards: rewards, fraud monitoring, and $0 liability for unauthorized purchases.
- Auto loans: competitive rates and flexible terms.
- Home loans: purchase, refinance, and home equity options.
- Personal loans: fast decisions and simple payments.
Membership and eligibility may apply. Terms subject to change.
Digital Banking Features
Desert Financial online banking is built for speed and security, so you can manage your Desert Financial Account anywhere in Arizona and beyond.
- Secure account access and activity alerts.
- Bill pay, transfers, and scheduled payments.
- Mobile check deposit and card controls.
- Profile and security settings with MFA.
Branches & Hours
Find the nearest branch or ATM, view services, and confirm hours (including holidays).
- Regular hours: Monday – Friday, 9:00 AM – 5:00 PM.
- Saturday: limited hours (check the branch page).
- Some services may require an appointment.
Open branch locator
Frequently Asked Questions
Can I open an account online?
Yes. Apply for membership and open Desert Financial Account options securely online.
Do you offer mobile banking?
Yes. Use our app to deposit checks, pay bills, transfer funds, and manage cards with the Desert Financial login.
How do I find branch hours?
Use the branch locator to view current hours and available services.
Is my information secure?
We use encryption, MFA, and continuous monitoring to protect Desert Financial online banking sessions.
Legal
All trademarks are the property of their respective owners. Product availability, rates, and terms are subject to change. Membership eligibility may apply. This website template is provided for informational and testing purposes and does not represent any specific financial institution.